Attorney VS Title Company The area that you are purchasing a home usually dictates how a normal closing is handled. In some areas of the nation, attorneys are required. In other areas, they are not required, but are generally used. And then there are areas where an attorney reviews your contract, and then the title company acts as the closing agent.  Since title companies don’t protect your legal interests (except on title issues), it is our personal belief that an attorney should always be used. This holds true even more when your mortgage transaction is a little more complicated, especially when there is a grant involved. As a matter of fact, many grant programs require an attorney. When a transaction has a grant attached, the question should not be, “Should I use an attorney”. The question should be, “Which attorney should I use”. Just like with mortgage reps and realtors, not all attorneys are familiar with the grant programs available in their area. There are additional steps that an attorney must take when handling a case with a grant involved.  In the "House of Savings" section of this website, (see link above) we list a couple of attorneys per county that understand these programs and have agreed to give a discount on their fees to clients who go to them through the House of Savings web site.